https://robertorubio.com/en/perspectives/ Occasional writing from Roberto Rubio on payments and fintech, cross-border law, and building companies between Norway and Spain. en https://robertorubio.com/en/perspectives/the-impact-of-ai-on-law-firms/https://robertorubio.com/en/perspectives/the-impact-of-ai-on-law-firms/Sun, 02 Aug 2026 00:00:00 GMTTwo years building software for lawyers, and most of what I assumed at the start was wrong. What actually works inside a small firm — and what clients notice. https://robertorubio.com/en/perspectives/managing-a-remote-team/https://robertorubio.com/en/perspectives/managing-a-remote-team/Sun, 19 Jul 2026 00:00:00 GMTSix years of running a distributed payments company across three countries. What actually breaks, and the two habits that hold it together. https://robertorubio.com/en/perspectives/beating-incumbents/https://robertorubio.com/en/perspectives/beating-incumbents/Sun, 21 Jun 2026 00:00:00 GMTA small team cannot out-resource an established platform. It can out-decide one. On what that actually looks like in payments.